Cheaper Auto Insurance Rates – Good News For The Young Driver

Are you a young driver crunching under the weight of unbearable auto insurance rates? I have good news for you. Here are seven time-tested tips that will help you save a lot…

1. Buy a car that has a high safety rating and you’ll enjoy cheaper rates. Such cars usually have a lot of safety features like air bags, daytime running lights, etc. The higher a car’s safety rating, the better the rates you’ll get for it.

2. Do your best to NOT make small claims. Yes, handle the small stuff and you’ll keep your rates down. There’s something called a “no claims bonus.” It’s for policy holders who do NOT make a claim for a stipulated minimum length of time. The discounts you can get for this is quite substantial. Why ruin your chances of enjoy this discount with one worthless claim.

3. Use the public transport system whenever possible. Your mileage is a significant factor in deciding your risk to an insurer. The more your mileage, the higher the probability that you’ll make a claim in a short while. More details please visit:-

4. Avoid sports cars. It’s already bad enough that young drivers get very high rates. Why would you compound your case by adding to it. Everyone knows that very fast cars result in worse fatalities than others. In the same way, avoid cars that are costly to maintain, cars that have a high theft rate and every car that has a poor safety rating. These will help you keep your rates low.

5. Be on your parents’ policy. But for this to work you’d have to live with them and have your car registered in their name. If this sounds like giving up your independence then pay the higher rates that come with it.

6. Get good grades at school. Insurers maintain that students who consistent maintain excellent grades are more stable and better risks. Therefore, do your utmost to maintain a minimum of B’s as that will get you a good student discount.

7. There are insurers who specialize in underwriting young drivers. Their rates are usually better than the rest. They might give you certain rules to abide with. If you keep them faithfully, you’ll maintain a low rate.

So how do you find them? One easy way is to visit reputable quotes sites. Get and compare quotes from them. And from the results you’ll see them as their rates are usually much lower because they understand you better. But to do this very effectively, you’d have to get such quotes from at least five or more reputable quotes sites.

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